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sb mountain in south texas

Personal Accounts

Personal Accounts

The following is a list of some of the varied checking accounts that we offer. Please contact us at the Bank if you need further assistance.

 

Free Quality One Checking (w/Overdraft Protection)

Benefits

  • $25 minimum opening deposit
  • Overdraft protection*
  • Items in excess of 2 per statement period – $2 per page thereafter

Costs

  • No monthly Service charge
  • No images/monthly statement

Disclaimer

*Overdraft Protection provided after 30 days of satisfactory history at Bank’s discretion.

Personal Checking (w/Overdraft Protection)

Benefits

  • Monthly statement with images
  • $100 minimum opening deposit
  • Overdraft protection*

Costs

  • no service charge with $1,000 or above balance
  • $600 – $999 balance – $8 service charge
  • $300 – $599 balance – $9 service charge
  • Below $300 – $10 service charge

Disclaimer

*Overdraft Protection provided after 30 days of satisfactory history at Bank’s discretion.

NOW Checking

Benefits

  • Monthly statements with images
  • $1,500 minimum opening deposit & must be maintained
  • Interest compounded monthly
  • Unlimited check writing

Costs

  • $10.00 service charge if balance falls below $1,500
Money Market

Benefits

  • 6 transactions per month – $10.00 per transaction thereafter
  • $1,000 minimum opening deposit & must be maintained
  • Tiered interest rate according to your balance
  • Interest compounded monthly

Costs

  • $10.00 service charge if balance falls below $1,000
Senior Citizen Checking

Benefits

  • Monthly statement with images
  • $100 minimum opening deposit
  • Overdraft protection*
  • Minimum age 62

Costs

  • No monthly service charge

Disclaimer

*Overdraft Protection provided after 30 days of satisfactory history at Bank’s discretion.

Student Checking

Benefits

  • Monthly statement with images
  • $100 minimum opening deposit
  • Overdraft protection*
  • Must be less than 25 years of age & enrolled in school

Costs

  • No monthly service charge

Disclaimer

*Overdraft Protection provided after 30 days of satisfactory history at Bank’s discretion.

Regular Savings

Benefits

  • $100 minimum deposit
  • Interest compounded monthly

Costs

  • 6 withdrawals per quarter – $2 per withdrawal thereafter
  • 6 free automatic/phone transfers per quarter – $10.00 thereafter
Health Savings Account (HSA)

Benefits

  • $100 minimum deposit
  • A tax exempt account for paying qualified medical expenses
  • Deposit limitations follow IRS guidelines
  • Interest compounded monthly