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PRIVACY POLICY

 

 

        

       

 

 

 

 

 

 

 

Privacy Mission Statement

At the Pecos County State Bank, trust is the basis of each customer relationship. Many of these relationships have spanned generations and deserve our utmost trust to protect the information that you have chosen to share with us. Your privacy must not be compromised. At the same time, we want to offer a wide array of financial services that will allow you to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

 PECOS COUNTY STATE BANK

Privacy Policy

 Our Pledge To you

Protecting your privacy is important to Pecos County State Bank and our employees.  We want you to understand what information we collect and how we use it.  In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.  The following policy serves as a standard for all Pecos County State Bank employees for collection, use retention and security of nonpublic personal information.

What Information We Collect

FACTS           WHAT DOES PECOS COUNTY STATE BANK DOES WITH YOUR PERSONAL INFORMATION?

 Why?              Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?             The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

        • Social Security Number
        • Account balances and payment history
        • Loss history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?               All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Pecos County State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information:

Does Pecos County State Bank share?

Can you limit this sharing?

For OUR everday business purposes -           such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For OUR marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For OUR affiliates' everyday business purposes-  information about your transactions and experiences

No

We don't share

For OUR affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For OUR affiliates to market to you

No

We don't share

For OUR nonaffiliates to market to you

No

We don't share

Questions?  Call toll free 877-336-3005 or 432-336-3331

 Who we are

Who is providing this notice?  Pecos County State Bank

 What we do

How does Pecos County State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

 

How does Pecos County State Bank collect my personal information?

We collect your personal information, for example, when you:

·        Open an account or deposit money

·        Apply for a loan or pay us by check

·        Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

·        Sharing for affiliates' everyday business purposes --                                                               information about your creditworthiness

·        Affiliates from using your information to market to you

·        Sharing for nonaffiliates to market to you    

 

Definitions

Affiliates:              Companies related by common ownership or control.  They can be financial and nonfinancial companies. 

·        Pecos County State Bank does not share with our affiliates.

Nonaffiliates:       Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

·        Pecos County State Bank does not share with nonaffiliates so they can market to you

Joint marketing:   A formal agreement between nonaffiliated financial companies that together market financial products or services to you.      

·        Pecos County State Bank doesn’t jointly market

                                                                                                                                                     

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For information please contact info@pcsbank.net

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Copyright © 1999 The Pecos County State Bank. All rights reserved.
Last modified: Wednesday June 30, 2010.